When considering divorce, there will be thousands of things swirling through your mind at a million miles per hour. It’s easy to make an already difficult process more challenging by taking actions that can be avoided.
Here are five mistakes people considering divorce often make:
1. Not meeting with a financial planner
Many people think mediation is the “easier” divorce route, and often times it is. However, it can be an extremely complicated financial process. Don’t make the mistake of thinking that you have your finances in order because you spent 20 minutes printing out a few documents.
2. Breaking it off before you’re prepared
Have all your ducks in a row and know exactly what you want and the way you see it working out best before you call it off with your spouse.
3. Waiting for things to boil over before getting help
Once you begin the process of divorce emotions can run wild, even if you’re relieved that things are coming to an end.Be proactive with seeking love and care from friends, family, a therapist, etc.
4. Not communicating clearly about why you want out
If you think you’re helping the situation by avoiding or being unclear about the problems in your marriage, think again. Clear and direct communication with your spouse can help create clearer state of mind and a better outcome. Get the legal, financial and emotional support you need to make educated and empowered decision. Be as upfront and honest without being unnecessarily hurtful when you breakup with your spouse.
5. Quitting your job or cutting back on hours
“Willful unemployment” can create significant problems with your financial situation, especially when going through a divorce. As tough as it may be now, not working is usually not the best answer.